Showing posts with label Pensions. Show all posts
Showing posts with label Pensions. Show all posts

Friday, October 20, 2017

Its all how you look at it.. Stop leaning!

Five Mistakes That Can Lead to Tragedy. . . . .


IMG 4776

So many people are feeling oppressed in the times I am living in.  This is the great 21st Century where we are supposed to have solved the issue of humanity and its issues.  The picture reads very differently.  Unemployment, poverty,  homelessness and abandonment, apposing this is abundance and high living coupled with greed and loose living. 

As I see it, largely humanity appears blind to what this may mean in a true sense.  For me as I understand this, it means naught has changed for at least the last few thousand years where slavery is still rife in what ever form it presents itself.  Humanity have always been slaves to the powerful and there has always been masters for the slaves albeit in many forms ie Kings, Popes, Lords,  and Chieftains.  Humans have been bought and sold as a commodity for as long as life has been or since Adam was a boy some would say. 

In ancient Rome if a General was found guilty of a crime he was put to death, as were his 400 odd slaves (also put to death).  Companies rise and fall today and with that go the hopes and dreams of ordinary people when their vehicle to get to where they want to go no longer exists with job loss and poverty.

How can anyone be happy in such a situation?  Well  that is just the point of this blog.  Its not about the situation that makes you happy or sad.  Happiness is a state of mind and therefore one can choose to be happy in any circumstance within reason.  Loss of loved ones excepted. 

When faced with the challenges of life it is good to try to be content with this understanding and go with the flow so to speak.  Act like a river.  Have you ever tried to stop or dam a raging river, good luck with that.  This is what is meant by just go with it and look for ways to overcome every challenge as you go down the river of life.  Take notice of the times that you find yourself saying things are bad and that you will be happy when you get whatever, a new car, new house, new job, new life. Stop!  This is comparing oneself to those gluttonous absurdly rich overlords and corporate high rollers who are in fact spiritually devoid and whose hearts are usually black or non existent, those who are only happy when spending money.

So, how can you do this.  It is a simple choice.  Choose to be happy, choose to be resourceful.  Choose to use the rebelliousness nature borne inside of us and use this to succeed where the odds look stacked.  Choose to think  carefully where the budget is concerned and learn to stop coveting items on the shelves in the stores.  This last one is a biggie.   Of course we all need to visit the shops and purchase goods.  It requires discipline because its all the other brightly coloured items out there that makes shopping a sobering challenge.  Make a list and stick to that list and do not take yourself site seeing looking at things that are basically not affordable on a mad strict budget. 

There are plenty of second hand shops that sell bargain priced items with furniture and large goods and there are other ways around obtaining those things with NILS Loans if a larger sum is required.  As I have mentioned previously it calls for being disciplined in all areas where the finances are concerned.   The amount of money is decidedly limited if we are talking about the limited income of a Pension or benefit. 

There is the absolute benefit of using the'CentrePay' system and everyone should avail themselves to this service to make sure the tiny bit they do get goes where it should go when it should go.  If you pay a couple of dollars more to each utility via this Centrepay method, eventually this will put you into credit and that is a feeling of freedom that you just bought all by yourself by being disciplined and paying the extra along the way. 

There is this thing with some folk where they think if they don't pay the rent this week they will catch up next week.  Can you catch up on living next week? No! and neither is catching up on late rent ever going to make life easy or manageable.  Never omit to pay your rent or mortgage payments no matter what.  Nothing is as important as your home base and your shelter.  You can go without food easier if you are warm and housed.  Always cover your own security with being vigilant on this point and make no reason a reason as there is no reason.    

Shopping and budgeting is a necessary aspect as we all have to eat.  Buying two of a product when the prices are down quite a few dollars from the normal price (and not over using the product because you have two) will start to put you in a position to look out for the cheaper prices instead of being governed by urgency which costs money.  Lets face it .. to buy coffee for me -- I look for the coffee on special when it is $6.00 off the regular price and then I buy three.  By the time those three are used there is usually another special rolling around so when I am getting to the last tin I keep an eye out for the special again. You would be amazed how much this actually saves and allows you to feel more in control.

There are plenty of Food banks these days but beware as they carry packaged out of date food items and so the quality is compromised with any processed item with a shelf life.  However these places give away bread and fruit and veges and so don't overlook them as it will certainly aid with the grocery burden.

Meal planning and making do with less... Its probably not everyones idea of fun.  With obesity  being the big thing with the health of everyone, children included, you can use your intake of food to be rebellious and just have smaller meals.  If you are not out digging ditches for 8 hours a  day you do NOT need all the calories of a ditch digger and so don't eat them if you aren't digging ditches - simple.  Eat when hungry instead of by the clock.  If you don't feel like lunch then don't have it.  Slowly you get used to it and its not so bad and in fact its probably better for you in so many ways.  Especially if you only have processed foods. The less of that the better.

Which leads me to another area of self help.  Grow things, Grow things you use a lot if you can or grow simple things.  Grow strawberries, grow parsley, Thyme onions etc so that you never have to buy these things.  Look for other things you might use like potatoes as all of the above are easy to grow in containers if a garden is out of the question.  Don't buy the soil for the containers - be resourceful and make a mix, buy one bag and mix that with cow poo you collected and garden soil and compost from your left overs and grow great things to eat.  In times gone past it was necessary for each house to have a kitchen garden.  It should not have been seen as a fashion as its necessary now more than ever.  Our children would be healthier if it still went on.



SAM 6803 My Chives in Flower

To finish, I would encourage any reader to avail themselves to the enlightened understanding of the great Manly Palmer Hall.

Most persons fear the unknown, and we might say that an expert in any field of thinking is one phase of the unknown. The average person is afraid of experts, of people who know more than he does. Our natural tendency in making decisions is to consult people on our own level. In other words, we gain our advice and assistance over a back fence, from some notice on television, some popular handbook, or the general gossip of the neighborhood. I have noticed also that people of varied races or nationalities will nearly always seek advice from members of their own ethnic group. 
As a result of this tendency, we are nearly always poorly advised.  Thousands of persons every day go for help to individuals they trust, but often they are consulting friends or even famous persons who are not authorities in the area at all. They may go to some college professor to find out something about religion, which he knows no more about than they do. Age, venerable appearance, distinguished career, high social standing - these do not make the person capable of helping others to decide specific problems.  Actually, nature wants us to solve our own problems. Nature does not want us to lean upon other people.  
Always try to solve as much of a problem yourself as is possible. Do not develop the leaning habit.  The more we develop the habit of leaning, the weaker we become.  We must realize that as a nation or a community develops leaner's it becomes weaker as a whole. Where the person tries to evade the need for personal decision, solution, and responsibility, the result is always weakness.
- Manly P Hall - Five Mistakes That Can Lead to Tragedy - Lecture Note 082

 
Images @ Eminpee Fotography

Wednesday, September 21, 2016

OBLIGATION TESTS for WELFARE!

Centrelink is Bugge(re)d 

It is surely going to be mammoth task to wean a country off this type of dependency the government set us all up for.  I am a pensioner myself and I know how difficult it is to manage when the cost of living is so high.
We left a rental in the last 2 years that basically precluded us from eating normally, and heating - well that was out of the question.  But I still managed to do some volunteer work that fitted with my disability.  

As a young person I never had a chance to think much about financial wealth.  It just didn't seem right for me.  There was no helping hand when I first married, no family support at the Bank to secure a loan, we just did the best we could with what we had.  This lack of a support network is the result of being a child alienated from family and connections early and having the government become my parent and caregiver.  

It was the straw that broke the camels back for me.  Never trust a government to take care of you.  I think this quote was about retirement, but as far as I can see it goes for children as well.  The government is not and hasn't ever done a great job where people are concerned and especially children. 

I wake up from a bad dream and still think I am there in those dank horrid homes today and that I am still a child.  That is how much it still effects me.  I have Post Traumatic Stress Disorder and it effects everything I do on the daily.  It effects my relationships with people mostly.  I become withdrawn and make very bad decisions when I feel the walls closing in.  They never cared to heal the hole they blew in my soul which has made things increasingly difficult to negotiate as the years have whipped past.  I never got compensation. I was living in the wrong state?  Go figure - its Australia for goodness sake.  Facts speak for themselves, they didn't care.

Christian Porter needs to have a few days on the welfare card himself and see how he fares in all things commercial and economical.  The card means you can't haggle with cash.  This is a dim outlook.  These punitive measures against the poorest in society is clearly pointing out the uncaring mindset once again.  Once again they create a new set of issues for themselves doing this.  More deaths, more suicides and broken family relationships.

On the subject of the availability of Cigarettes and Alcohol to those on any form of Welfare:  all goods marketed legally should be available to be purchased by all legal citizens.  If welfare spent on ciggy's as bad then ban ciggy's outright from the market.  If they see someone celebrating a birthday and having a beer who is on welfare and they consider this bad, then ban alcohol completely. I don't see the problem.  There is no respite.  There is no voucher printed for a beer on your birthday like they do with travel vouchers where a pensioner can head off somewhere twice a year on the pensioner travel scheme.

I see withholding legal goods from a particular section of the population because of welfare entitlements or non-entitlements as a farce.   I agree people should not spend their money on these things when there is food and rent to pay. However it also stops a person from doing this responsibly and that my friend is where we are well and truly tied to the Nanny State. It thinks for us and has no compassion or room for pats on the back if you get through this hell unscathed.

The system is clearly broken.

Saturday, January 17, 2015

The Goose's gold egg - "Polly Pension" pfft [Bitch Entitlements].

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The Eternal Flame of Money for Politicians

I write and comment vigorously myself on subjects that are explosive but sometimes another  blogger/person writes a dam fine piece of truth and so it deserves then, to be re-blogged again and again. 

This is one of those times.  So as requested by the author I've shared the article as wide as possible.  This blog goes to my twitter account. Simple.

Polly

I've done this in good faith, and in hope I can assist get this important message out  regarding "bringing fairness and integrity back to this land".

Politicians Perks : This is a subject close to my own heart and one which I have blogged myself in the past.   The Polly Pension, The Companions Golden Goody,  The Ticket to Ride, Living on Easy Street.  How ever you say it, they are still routing us, the people (public) the providers (taxpayers) of the public purse and they are doing it right in front of our faces and it hurts that people cannot see this.
Reblogged from http://www.sosnews.org/

POLITICIAN’S CORRECT – The Age Of Entitlement Is Over

Pensioner

I absolutely agree, if a pension isn’t an entitlement, neither is theirs.  They keep telling us that paying us an aged pension isn’t sustainable.

Paying politicians all the perks they get is even less sustainable! 
 

The politicians themselves, in Canberra, brought it up, that the Age of Entitlements is over.
The author is asking each addressee to forward this post to a minimum of twenty people on their address list; in turn ask each of those to do likewise.  In three days, most people in Australia will have this message.  This is one idea that really should be passed around because the rot has to stop somewhere.
Proposals to make politicians shoulder their share of the weight now that the Age of Entitlement is over:
  1. Scrap political pensions. Politicians can purchase their own retirement plan, just as most other working Australians are expected to do. 
  1. Retired politicians (past, present & future) participate in Centrelink. A Politician collects a substantial salary while in office but should receive no salary when they’re out of office.Terminated politicians under 70 can go get a job or apply for Centrelink unemployment benefits like ordinary Australians.Terminated politicians under 70 can negotiate with Centrelink like the rest of the Australian people. 
  1. Funds already allocated to the Politicians’ retirement fund be returned immediately to Consolidated Revenue.This money is to be used to pay down debt they created which they expect us and our grandchildren to repay for them. 
  1. Politicians will no longer vote themselves a pay raise. Politicians pay will rise by the lower of, either the CPI or 3%. 
  1. Politicians lose their privileged health care system and participate in the same health care system as ordinary Australian people. i.e. Politicians either pay for private cover from their own funds or accept ordinary Medicare. 
  1. Politicians must equally abide by all laws they impose on the Australian people. 
  1. All contracts with past and present Politicians men/women are void effective 31/12/14.
Politician

The Australian people did not agree to provide perks to Politicians, that burden was thrust upon them.
Politicians devised all these contracts to benefit themselves.

Serving in Parliament is an honour not a career.  The Founding Fathers envisioned citizen legislators, so our politicians should serve their term(s), then go home and back to work.

If each person contacts a minimum of twenty people, then it will only take three or so days for most Australians to receive the message.  Don’t you think it’s time?


THIS IS HOW YOU
FIX Parliament and help bring fairness back into this country!

If you wonder why the above individuals are asking for your help look at the figures below.

Total Remuneration for office Effect
1 July 2014 (per annum)
  • Chief of the Defence Force > $535,100 – $764,420
  • Commissioner of Taxation > $518,000 – $740,000
  • Chief Executive Officer, Australian Customs and Border Protection Service > $483,840 – $691,200
  • Auditor-General for Australia > $469,150 – $670,210
  • Australian Statistician > $469,150 – $670,210
 Salaries of retired Prime Minister and Politicians  Office Additional salary (%)  Salary as of 1 July

abbott 1
Tony Abbott
Prime Minister 160% – $507,338
Deputy Prime Minister 105% $400,016
Treasurer 87.5%  $365,868
Leader of the Opposition 85.0%  $360,990
House of Reps Speaker 75.0%  $341,477
Leader of the House 75.0%  $341,477
Minister in Cabinet 72.5%  $336,599
Parliamentary secretary 25.0%  $243,912
Other ministers 57.5%  $307,329
Shadow minister 25.0%  $243,912

Bill Shorten
Bill Shorten



Federal Politicians ONLY  TOTAL ANNUAL SALARIES (for 150 seats) =  $41,694,311 Million – PER  YEAR and does not include their expense accounts and perks on the top.

 Conclusions:


TOTAL ‘life time’ (20 year) payments, (excluding wages paid while in parliament) = A$833,886,220 – OVER $833 MILLION
Julia Gillard
Julia Gillard

Julia Gillard, Kevin Rudd, John Howard, Paul Keating, Malcolm Fraser, Bob Hawke, et al, add nauseum, are receiving $10 MILLION + EXTRA at taxpayer expense.

Should an elected PM serve 4 years and then decide to retire, each year (of the 4 years) will have cost taxpayers an EXTRA Two and a half million bucks a year!  A$2,536,690 to be precise.


A 2 year retirement payment cut-off will SAVE our Oz bottom line A$792,201,909 *** NEARLY $800 MILLION.

There are 150 seats in House, minus the 8 above = 142 seats, divided equally for example = 71 each for both shadow and elected ministers.

This example excludes all wages paid while a parliamentarian AND all perks on top of that – travel, hotels, Secretarial staff, speech writers, restaurants, offices, chauffeured limos, security, etc.  etc.
150 seats, 20-year payment of A$833,886,220 MILLION less annual salary x 2 years of A$83,388,622.  [$41,694,311 x 2]
“Instead of giving a politician the keys to the city, it might be better to change the locks.” (Doug Larson – English middle-distance runner who won gold medals at the 1924 Olympic Games in Paris, 1902-1981)

YOU’RE RIGHT,
YOU HAVE FOUND WHERE THE CUTS SHOULD BE MADE!

ACTION:
Push for a MAX 2 year post retirement payment (give ‘em time to get a real job).
Spread it far and wide folks.  People should know.

Dr.  Dale Kerwin

School of Education
MT Gravatt Campus Grifffith University
(07) 3735 5884 – fax. (07) 3735 5991
email: d.kerwin@griffith.edu.au

Images @ Eminpee Fotography-office